Joe Russo

As the weather warms up and summer approaches, we're excited to offer insurance options that protect you and your family during your adventures. Our office is ready to help you protect your auto, home, and life. Call, text, or email our office to make sure you have the protection you and your family need! Give us a shout – call, text, email, or swing by our office – and let's review your coverage together. Don't miss out on the exciting opportunities this spring has in store.

At Joe Russo State Farm, we’re here to help you navigate this transition and ensure you're well-protected in 2025 and beyond.

Whether you're adjusting to a new school commute, safeguarding your home or rental property, or preparing for your family's future, we offer customization of your insurance to meet your needs. Our coverage options include:

• Car Insurance: Drive confidently with our reliable coverage.

• Homeowner’s Insurance: Safeguard your home and possessions against unexpected events.

• Renters Insurance: Protect your belongings and liability as a tenant.

• Life Insurance: Secure your loved ones' future with our flexible policies.

• Business Insurance: Protect your business assets and liabilities with our customizable plans.

• RV, Motorcycle, Boat, ATV Insurance: Enjoy your adventures knowing you're covered on the road and water.

Our dedicated team is committed to finding the right insurance policies that suit your lifestyle and budget. Reach out to us today to get started!

Welcome to the Joe Russo State Farm Insurance Office. We are your local Charles Town State Farm team here to help all of West Virginia, Virginia, Maryland, and Pennsylvania with Insurance! We are here to help with Auto Insurance, Homeowner’s Insurance, Renters Insurance, Life Insurance, Business Insurance and so much more!

Although I grew up in Western Pennsylvania, I am a proud West Virginian by choice! I am an alumnus of Robert Morris University; I graduated in 1998 with my Bachelor’s Degree in Marketing.

State Farm’s mission and vision align very closely with my personal beliefs. The opportunity to cover and grow the assets of our customers is our agency’s driving force. The Russo Agency will strive to earn the opportunity to be our customers’ partner on their path to financial success! I love the close-knit communities of the Eastern Panhandle and the residents that call it home. As President John F. Kennedy once said, “The sun does not always shine in West Virginia, but the people always do.”

As for outside of the office, my wife Lindsay and I have been married since 2011. Together we have three boys, Zade is 9 and we have 7-year-old twins, Axyl, and Wylder. Our home is full of lots of enthusiasm! We also have two hound dogs named Belle, and Cooper. We like to remain active in our community and are members of Centerpoint Bible Church! As for hobbies, I love to participate in sports with my boys, camping, biking, hiking, fishing, anything outdoors, and football.

My team of insurance professionals and I are excited for the opportunity to help customers with their insurance and financial services to help prepare them for life’s unexpected. We’re ready to help customers find the right policy for their car insurance, home insurance, renters’ insurance, ATV insurance, motorcycle insurance, life insurance, health insurance/Medicare supplements, Click, call, or come visit us at our Charles Town, WV office today. We are proud to serve our customers in Jefferson, Berkeley, Loudoun, Clarke, Frederick, and Washington counties.